Calculator
BMF PAP
Salary and cost estimates are clearly separated.
Salary, taxes, rent, child benefit and living costs in one place for people planning life in Germany.
Calculator preview
Gross salary
3.800 €
2026Net estimate
2.356 €
2026Rent
1.650 €
2026Budget risk
High
2026Calculator
BMF PAP
Salary and cost estimates are clearly separated.
Cities
500+
Search and comparison use the large city repository.
Professions
100+
Professions are shown as names, not technical slugs.
Official Sources
2026
Official, reviewed, estimate and pending data states are visible.
AusländerKompass
Enter basic data and see net salary, child benefit, costs, money left and risk level.
Not only gross salary, but rent, food, transport, children and monthly costs.
Includes tax class, child benefit and differences between large and smaller cities.
Simple language and practical examples for starting life in Germany.
Estimates are for orientation and are not financial or legal advice.
Trust layer
Every estimate should make clear what is official, reviewed or only orientation.
Public portals and statistics are used as orientation for articles, calculators and future data updates.
Not only gross salary, but rent, food, transport, children and monthly costs.
Includes tax class, child benefit and differences between large and smaller cities.
Official, reviewed, estimate and pending data states are visible.
This is an informational estimate. For official calculations, check your contract, tax class and relevant institutions.
AusländerKompass.de is an information portal for immigrants planning life in Germany. Calculations are estimates, not legal or financial advice.
Official Sources
Public portals and statistics are used as orientation for articles, calculators and future data updates.
This information is for orientation. Confirm final requirements with the responsible German authorities.
This information is for orientation. Confirm final requirements with the responsible German authorities.
This information is for orientation. Confirm final requirements with the responsible German authorities.
This information is for orientation. Confirm final requirements with the responsible German authorities.
Quick calculator
Enter basic data and see net salary, child benefit, costs, money left and risk level.
How much is left?
This estimate shows what remains after housing, food, transport, family, insurance, lifestyle, debt and savings target.
1. Salary
2. Personal data
3. Living costs
5. Compare
AusländerKompass portal
The portal now covers work, family, documents, vehicles, costs, cities and realistic scenarios for immigrants.
Estimated left
1.234 €
Monthly cost
780 €
Monthly cost
540 €
Not worth it in this scenario
-66 €
All values are orientation mock estimates for planning, not an official calculation.
Conservative monthly estimate for regular shopping.
Mobile contract, internet and basic digital costs.
Average monthly amount; seasonal costs can be higher.
Restaurants, sport, trips and small activities.
Especially important in the first months after moving.
Additional costs outside regular insurance.
Translations, copies, postage and certificates spread across the year.
Money that should only be used in emergencies.
Before arrival
Check document validity before signing a contract and travelling.
Before arrival
Keep the signed contract, gross salary, working hours and probation period.
Before arrival
For regulated professions, check Anerkennung, Anabin or the responsible chamber.
First 30 days
Without registration, opening a bank account and tax steps are difficult.
First 30 days
Needed for salary, rent, insurance and contracts.
First 30 days
Choose a health insurer and send the details to your employer.
After starting work
The tax ID arrives after address registration and is needed for payroll.
After starting work
Families should prepare birth certificates, registrations and child details.
Official job portal for work in Germany.
Make it in Germany JobsJobs and information for skilled workers from abroad.
EURESEuropean network for jobs and mobility.
StepStoneLarge selection of skilled and office roles.
Indeed DeutschlandLarge job database across many sectors.
LinkedIn JobsIT, business and international jobs.
MeinestadtLocal jobs by city.
HotelcareerHotels, tourism and hospitality.
Compare gross salary, city, rent, shifts, probation period and real commute.
Plan deposit, warm rent, utilities, fees and basic furniture.
Plan a larger apartment, kindergarten, school, child benefit and document waiting times.
For regulated professions, check language and recognition before deciding.
Priorities are housing, registration, bank account, health insurance and tax ID.
Track real costs for three months and adjust the budget.
Nürnberg | 1 person
Gross monthly salary
3.200 €
Rent
920 €
Total costs
1.840 €
Money left monthly
360 €
Possible, but without a large reserve.
Berlin | 2 adults + 2 children
Gross monthly salary
4.200 €
Rent
1.550 €
Total costs
3.150 €
Money left monthly
520 €
Child benefit helps, but rent is the key factor.
München | 1 person
Gross monthly salary
3.800 €
Rent
1.650 €
Total costs
2.650 €
Money left monthly
-120 €
An expensive city needs higher pay, shared housing or another scenario.
Köln | 1 person
Gross monthly salary
3.600 €
Rent
1.050 €
Total costs
2.180 €
Money left monthly
420 €
Moderate risk if extra costs are controlled.
München
Very high | Very high
Berlin
High | High
Hamburg
High | High
Stuttgart
High | Very high
Frankfurt
High | Very high
Köln
Medium | High
Düsseldorf
Medium | High
Nürnberg
Medium | Medium
Germany
Plan the one-time costs before your first salary.
Relocation plan
Calculate deposit, first rent, travel, documents and an emergency buffer before your first salary.
Cities
Find cities that better match your profession, family and budget.
Personal recommendation
Answer a few questions and get three cities that fit your work and lifestyle.
Your recommendations
Bavarska
lower estimated rent, family friendly
Baden-Württemberg
lower estimated rent, family friendly
Bavarska
lower estimated rent, family friendly
How it works
Enter basic data and see net salary, child benefit, costs, money left and risk level.
Choose city and profession
Enter salary and family
Add real costs
See money left
Professions
Salary ranges and conditions for common jobs in Germany.
3.300 € - 4.600 € · Gross salary
Salary ranges and conditions for common jobs in Germany.
3.100 € - 4.500 € · Gross salary
Salary ranges and conditions for common jobs in Germany.
2.800 € - 4.300 € · Gross salary
Salary ranges and conditions for common jobs in Germany.
2.700 € - 3.900 € · Gross salary
Salary ranges and conditions for common jobs in Germany.
3.000 € - 4.400 € · Gross salary
Salary ranges and conditions for common jobs in Germany.
2.400 € - 3.500 € · Gross salary
Salary ranges and conditions for common jobs in Germany.
Cities
The same gross salary does not mean the same life. Rent often decides what is left.
Germany
Rent
1.650 €
Transport
58 €
The same gross salary does not mean the same life. Rent often decides what is left.
Germany
Rent
1.250 €
Transport
49 €
The same gross salary does not mean the same life. Rent often decides what is left.
Germany
Rent
1.220 €
Transport
49 €
The same gross salary does not mean the same life. Rent often decides what is left.
Germany
Rent
1.180 €
Transport
49 €
The same gross salary does not mean the same life. Rent often decides what is left.
Germany
Rent
1.300 €
Transport
58 €
The same gross salary does not mean the same life. Rent often decides what is left.
Germany
Rent
1.050 €
Transport
49 €
The same gross salary does not mean the same life. Rent often decides what is left.
News
Work, child benefit, tax class and cost of living in Germany.
2026-05-18 | 5 min
A simple and clear explanation for people planning life and work in Germany.
Detailed report for salary, family, cities, professions and relocation costs. No payment yet.
Compare rent, transport, living costs and monthly money left.
See how salary and risk change between different jobs.
Deposit, travel, first rent, documents and starting cash.
Cost plan until the first full salary, including an emergency reserve.
Documents to prepare before arrival and during the first weeks.
Clear financial risk assessment for your selected scenario.
Steps for housing, registration, banking, insurance and work.
FAQ
Short answers for planning life in Germany.
No. It is an informational budget estimate.
Yes. The basic calculator remains available.