Practical guide

AOK and health insurance

A simple and clear explanation for people planning life and work in Germany. This information is for orientation. Confirm final requirements with the responsible German authorities.

What you should know

AOK and health insurance: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.

AOK and health insurance: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.
AOK and health insurance: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.
AOK and health insurance: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.

How to make a realistic plan

Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.

Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.

Frequently asked questions

Is this official advice?

No. The portal provides informational estimates and simple explanations.

How can I check my case?

Use official sources, your contract and information from the responsible authority.